Terms of use

Last updated: 27 June 2026

These terms apply to the use of the Million Ladder app and millionladder.com. By using the app, you accept these terms.

1. What Million Ladder is

Million Ladder is a motivation and decluttering app that helps you record your buys and sales and follow your journey toward a symbolic million in 37 steps. It is a tool for structure, discipline and entertainment – not a financial product.

2. No financial advice

The app does not provide financial, investment, tax or legal advice. All content is for motivation and overview only. Always make your own decisions, with help from a qualified advisor where needed.

3. No promise of profit

We guarantee no earnings or results. The concept of “37 steps to a million” is a goal and a challenge – not a promise. Your results depend entirely on your own steps and decisions.

4. Your responsibility

You are responsible for your own buys, sales, pricing, taxes and for complying with applicable law. Only sell items you are legally allowed to sell, and trade responsibly and honestly.

5. Disclaimer of liability

The app is provided “as is” without warranties of any kind. To the extent permitted by law, we are not liable for any loss, lost profit or damages arising from your use of the app.

6. Your data

The app works offline, and your data is stored locally on your device. Read more in our Privacy Policy.

7. Changes

We may update these terms from time to time. Material changes will be published on this page.

8. Governing law

These terms are governed by Danish law.

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Terms – Million Ladder